Life Insurance Corporation of India (LIC) has long been a reliable institution for millions of Indians, offering a wide array of life insurance policies. One essential document for any policyholder is the statement of LIC policy. This statement offers details of the policy status, premium paid, bonuses, and much more. However, it’s still very common for LIC policyholders to ask how to download LIC policy statements without making such efforts as getting registered. In this article, we will guide you step-by-step on how you can achieve this using alternative methods that ensure easy access.
Why Is the Statement of LIC Policy Important?
Before entering the process, it should be noted why a statement of LIC policy is necessary; it has to contain: date when the policy commenced, the type of pay of the premium, how the dates on which such premium was paid, a sum assured and the present status of the policy with respect to the status like active, lapsed, or surrendered. It will also confirm the receipt of premiums and bonuses, providing a clear view of where the policy stands at present and where it is headed.
Steps to Download LIC Policy Statement Without Registration
1. Through LIC’s Official Website
Interestingly, although registration is smooth, you can still download your LIC policy statement without registering on the official website. Follow these steps:
Go to LIC Website:
Access the official LIC website at www.licindia.in.
Click on ‘Online Services’:
Click on the ‘Customer Services’ tab, which opens up a new window. Within this window, you’ll find ‘Online Services.’
Policy Status and e-Services:
Click on ‘Policy Status’ under ‘Online Services.’ LIC provides ‘LIC’s e-Services’ here. It usually asks for login; however, you can skip that.
Quick Policy Status:
Look for the ‘Quick Policy Status’ option, which provides some information without asking for login. You’ll need your policy number for this.
Enter Policy Details:
Key in the following details: Your LIC policy statement by policy number. See to it that you type in the right mobile number and email you have on your policy record. After keying in your information, you will receive a one-time password to the mobile number you registered.
Verification:
Once you key in the one-time password, you will be able to see the restricted yet relevant details of your policy.
2. Through SMS Service
Another way of retrieving your policy details without registration is LIC’s SMS facility, where you can very quickly receive your policy statement if you know a certain code meant for LIC’s number.
Type your SMS:
Format your SMS as below: ASKLIC
Dial Your SMS:
Dial to 56767877
Receive Your Details:
Within seconds, you will receive the details of your policy through your SMS from the customer helpline number.
3. Via the Customer Care Helpline
LIC also provides a strong helpline service, wherein you can access your LIC policy statement by policy number without having to register.
Call the Helpline:
Dial LIC’s customer care number (022 6827 6827).
Provide Verification Details:
Be prepared with your policy number and other identification details such as your PAN number.
Request for Statement:
Ask the service representative for your policy statement. They can give you the details verbally or may email you with a soft copy.
4. Third-Party Platforms: Bajaj Finserv BBPS
While the above directly affiliated methods are reliable, third-party platforms such as Bajaj Finserv’s BBPS (Bharat Bill Payment System) can also be used as an alternative. Bajaj Finserv’s BBPS is a one-stop solution for various payment services, such as downloading LIC policy statements and performing a LIC policy check.
How to Use Bajaj Finserv BBPS
Go to the Website or App:
Open the Bajaj Finserv website or download their mobile app.
Choose BBPS Service:
Now, go to the BBPS section. This will navigate you to a sub-menu where you can choose ‘Insurance.’
Select LIC:
From the given list of insurers, choose ‘LIC.’
Input Policy Details:
Input your LIC policy statement by entering details such as policy number, registered mobile number, and email address.
Retrieve Statement:
Complete your request, and a digital copy of your statement of LIC policy will be sent to your registered email or can be downloaded directly from the platform.
Conclusion
Obtaining your LIC policy statement without registration is not only feasible but also straightforward through various methods. Using the official website and SMS services of LIC and even contacting the customer service helpline are all avenues that guarantee ready access to your policy details whenever required. Using third-party platforms like Bajaj Finserv’s BBPS also adds to convenience and efficiency. No more waiting in lines or going through tedious processes; your statement of LIC policy is just a few clicks away.
